Merchant Category Codes

Crowdsourced PH Merchants. Treat it as a hint only, not a guarantee!

What is MCC: According to Visa, Mastercard, Wikipedia How do I know the MCC? If it's not in your statement, mobile or web banking, then you may call and try to ask your bank.

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MCC ▲	Merchant ▲
5942	National Book Store
5942	Pandayan Bookshop
5943	Office Warehouse
5944	Cartier
5944	Sincere Watch
5944	Swiss Gallery
5947	Japan Home
5948	Anello
5948	Rimowa
5948	Tumi
5964	Megasaver - Bulacan
5969	GCash Add Card Verification
5995	Pet Express
5999	All About Baking
5999 5399	Amazon
5999	Baby Central
5999	Miniso - Cebu City
6051	Binance Card Verification
6300	Manulife
6300	PruLife
6300	Sunlife
6540	Cash In - Grab / Maya
7011	Hampton Hilton
7011	Klook
7011	Sheraton Manila Bay
7011	SOGO Hotel
7298	JAZZS ARTISTIC
7298	Robledo Skin Care
7299	GCash-Lazada QR
7311	Facebook / Facebook Ads
7392	LinkedIn
7392 7399	TAXUMO INC
7392	TransUnion
7523	PSA Serbilis
7829	YouTube Premium
7922	SM TICKET ECOM
7991	GetYourGuide.com
7996	HK Disneyland Reservation
7997	Anytime Fitness
8043	EO - KIDS CITY PH
8043	SARABIA OPTICAL
8062	Qualimed
8071	Urban Smiles
8099	Doctor Anywhere
8999	Paypal Verification Code (Ex. PP*0000CODE)
9311	Travel Tax
9399	MyEG.ph (paid BIR -tax and SSS)
3022	PAL (Philippine Airlines)
3072	Cebu Pacific
3084	EVA Airways
3099	Cathay Pacific
3100	Malaysia Airlines
3136	Qatar Airways Overbaggage
3545	Shangrila
4111	Angkas
4121	Grab Car
4121	Green GSM
4121	Uber
4511	Avianca Seat Purchase
4722	Agoda
4722	AirAsia
4722 7011	Airbnb
4722	BOOKING.COM
4722	Google Inc. US
4722	Viator.com
4784	Autosweep mobile app
4784	SMC Skyway
4814	DITO TELECOMMUNITY CORP
4814	Gigalife App
4814	Globe
4814	Globe Billspay
4814	GOMO App
4814	PLDT (4900 if Bayad)
4814	SMART
4814	SMART APP
4814	Starlink
4814	Zoom Subscription
4816	Dropbox
4816	ionos.de
4816	Proton.me
4829	Wise Deposit (Quasi Fee applied)
4899	Cignal TV
4899	Netflix
4899	Royal Cable Via Website
4899	Sky Cable
4900	Bayad App/Online (including PagIbig Loan, MP2, PLDT, Meralco, Converge, Maynilad, Manila Water)
4900	Converge (App/Website/via Bayad)
4900	Manila Water
4900	Meralco App/via Bayad
4900	Unioil
5200	Ace Hardware
5200	Mandaue Foam
5200	The Diy Shop
5251	Handyman
5251	True Value
5300	Mr DIY
5300	SukiGrocer MNL
5311	Isetann
5311	Landmark
5311	Rustans
5311	Shopsm
5311	SM Store
5399	Alibaba
5399	Ebay
5399	Elev8 Fitness (Level Up Fitness)
5399	Lazada (Including Load And Bills)
5399	MYEG PH
5399	Olive Young
5399	Shopee
5399	Tiktok Shop
5411	Albert Heijn
5411	Cash & Carry
5411	Come n Shop Store Munoz QC
5411	Dali
5411	GL Delmonte Munoz QC
5411	Healthy Options
5411	Heyday
5411	Kemp Mart Munoz QC
5411	LANDERS
5411	MERKADO
5411	Pick.A.Roo
5411	Puregold
5411	Restaurant Depot
5411	Robinson'S Dept. Store
5411	Robinsons Easymart
5411	Robinsons Supermarket
5411	S&R
5411	Santis
5411	Savemore
5411	Shopwise
5411	The Marketplace
5462	CINNABON
5499	7-11
5499	Chatime
5499	Equilibrium Intertrade Corp.
5499	LAWSON 6789 TOWER MAKATI PHL
5499	Royce Chocolates
5499	Salad Stop - Central Square BGC
5499	Saree - TOPS Cebu
5499	Super50
5541	Caltex
5541	Gardenland Co-op
5541	Infinity Spa
5541	Petron
5541	Shell
5541	Shell Station
5621 5651	Net-A-Porter
5621	Shein
5651	Hamleys
5651	Surplus
5651 5699	Zara
5655	Lululemon
5661	CLN / Celine
5661	Nike
5661	Skechers
5691	Bottega Veneta
5691	Dior
5691	Marks & Spencer
5691	Penshoppe
5691	Prada
5691	Projekt 8
5691	Trunc Ph
5691	Zalora
5699	BABAE Accessories
5699	Bench
5699	Gucci
5699	Hermes
5699	Penguin
5699	Uniqlo
5712	Ikea
5722	Abenson
5722	Mi Stores
5722	Samsung Shop / Samsung.com
5732	Dyson
5732	Octagon Computer Superstore
5732	Razer
5732	Samsung Shop / Samsung.com / Power Mac Center
5734	Bitwarden
5734 5999	Datablitz
5734	Hostinger.com
5734	Lista App
5734	OpenAI API Billing
5734	Scrapingfish.com
5812	AA BBQ
5812	Boy Belly
5812	Contis
5812	Dickey's - Parqal
5812	Dookki
5812	Dr. Wine Manila
5812	Grifoni's / Kermit
5812	Lugang Cafe
5812	Manam Cafe
5812	Olivers Coffee
5812	Sentro 1771
5812	Starbucks Standalone Store & Starbucks Top Up
5812	Tong Yang
5812	Vito’s BBQ
5812	Zhenbao
5814	Angel's Pizza
5814	Aristocrat

What the codes mean

A code is assigned by the merchant's acquirer, so it can differ per branch, per channel, and over time.

Digital & subscriptions

4816	Computer network / information services
5734	Computer software stores
5815	Digital goods — books, movies, music
5818	Digital goods — multi-category / large merchant
7829	Motion picture & video production / distribution

Dining

5812	Eating places & restaurants
5814	Fast food restaurants

Entertainment

7922	Theatrical producers & ticket agencies
7991	Tourist attractions & exhibits
7996	Amusement parks, circuses & carnivals
7997	Membership clubs — sports, recreation, athletic

Financial

4829	Money transfer
6051	Non-financial institutions — currency, money orders, cheques
6300	Insurance sales, underwriting & premiums
6540	Stored value card purchase / load (non-financial)

Government

9311	Tax payments
9399	Government services, not elsewhere classified

Groceries

5300	Wholesale clubs
5411	Grocery stores & supermarkets
5462	Bakeries
5499	Misc. food stores — convenience & specialty

Health

5912	Drug stores & pharmacies
7298	Health & beauty spas
8043	Opticians, optical goods & eyeglasses
8062	Hospitals
8071	Medical & dental laboratories
8099	Medical services & health practitioners, n.e.c.

Retail

5200	Home supply warehouse stores
5251	Hardware stores
5311	Department stores
5399	Miscellaneous general merchandise
5621	Women's ready-to-wear stores
5651	Family clothing stores
5655	Sports & riding apparel stores
5661	Shoe stores
5691	Men's & women's clothing stores
5699	Miscellaneous apparel & accessory shops
5712	Furniture & home furnishings
5722	Household appliance stores
5732	Electronics stores
5941	Sporting goods stores
5942	Book stores
5943	Stationery, office & school supplies
5944	Jewelry, watches & silverware
5947	Gift, card, novelty & souvenir shops
5948	Leather goods & luggage stores
5964	Direct marketing — catalog merchants
5969	Direct marketing, n.e.c.
5995	Pet shops, pet food & supplies
5999	Miscellaneous & specialty retail

Services

7299	Miscellaneous personal services, n.e.c.
7311	Advertising services
7392	Management, consulting & PR services
7399	Business services, not elsewhere classified
8999	Professional services, not elsewhere classified

Transport

4111	Local & suburban commuter passenger transport
4121	Taxicabs & limousines (incl. ride-hailing)
4784	Tolls & bridge fees
5541	Service stations (fuel)
7523	Parking lots, meters & garages

Travel

3000–3299	Airline (carrier-specific code)
3500–3999	Lodging / hotel (chain-specific code)
4511	Airlines & air carriers, n.e.c.
4722	Travel agencies & tour operators
7011	Lodging — hotels, motels & resorts

Utilities & telco

4814	Telecommunication services
4899	Cable, satellite & other pay TV / radio
4900	Utilities — electric, gas, water, sanitary