Merchant Category Codes

Crowdsourced PH Merchants. Treat it as a hint only, not a guarantee!

What is MCC: According to Visa, Mastercard, Wikipedia How do I know the MCC? If it's not in your statement, mobile or web banking, then you may call and try to ask your bank.

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MCC ▲	Merchant ▲
5814	KFC
5814	King Bee
5814	Kuya J
5814	Llaollao
5814	Mamou
5814	Manam
5814	Mang Inasal
5814	Mangan
5814	Max's
5814	Mcdo
5814	Nanyang Kopitiam
5814	Odd Cafe Makati
5814	Oedo Japanese Restaurant
5814	Popeyes
5814	Ramen Nagi
5814	Red Ribbon
5814	S&R Pizza
5814	Shakeys
5814	Solaire Resort Food Court
5814	Sundays Cafe
5814	Texas Roadhouse
5814	Tokyo Tokyo
5814	Vikings
5814	Yabu
5814	Yakimix
5814	Yayoi
5814	Yellow Cab
5814	Yoshinoya
5814	Zus Coffee - Cebu City
5815	Envato Elements
5815	Spotify
5818	Airalo
5818	Google Play
5818	OpenAI - ChatGPT / Discord
5818	StatusMatch.com
5912	Mercury Drug
5912	MerryMart
5912	Southstar Drug
5912	Watsons
5941	Adidas
5941	Decathlon
5941	Olympic Village
5941	Toby's
5941	Under Armour
5942	National Book Store
5942	Pandayan Bookshop
5943	Office Warehouse
5944	Cartier
5944	Sincere Watch
5944	Swiss Gallery
5947	Japan Home
5948	Anello
5948	Rimowa
5948	Tumi
5964	Megasaver - Bulacan
5969	GCash Add Card Verification
5995	Pet Express
5999	All About Baking
5999 5399	Amazon
5999	Baby Central
5999	Miniso - Cebu City
6051	Binance Card Verification
6300	Manulife
6300	PruLife
6300	Sunlife
6540	Cash In - Grab / Maya
7011	Hampton Hilton
7011	Klook
7011	Sheraton Manila Bay
7011	SOGO Hotel
7298	JAZZS ARTISTIC
7298	Robledo Skin Care
7299	GCash-Lazada QR
7311	Facebook / Facebook Ads
7392	LinkedIn
7392 7399	TAXUMO INC
7392	TransUnion

What the codes mean

A code is assigned by the merchant's acquirer, so it can differ per branch, per channel, and over time.

Digital & subscriptions

4816	Computer network / information services
5734	Computer software stores
5815	Digital goods — books, movies, music
5818	Digital goods — multi-category / large merchant
7829	Motion picture & video production / distribution

Dining

5812	Eating places & restaurants
5814	Fast food restaurants

Entertainment

7922	Theatrical producers & ticket agencies
7991	Tourist attractions & exhibits
7996	Amusement parks, circuses & carnivals
7997	Membership clubs — sports, recreation, athletic

Financial

4829	Money transfer
6051	Non-financial institutions — currency, money orders, cheques
6300	Insurance sales, underwriting & premiums
6540	Stored value card purchase / load (non-financial)

Government

9311	Tax payments
9399	Government services, not elsewhere classified

Groceries

5300	Wholesale clubs
5411	Grocery stores & supermarkets
5462	Bakeries
5499	Misc. food stores — convenience & specialty

Health

5912	Drug stores & pharmacies
7298	Health & beauty spas
8043	Opticians, optical goods & eyeglasses
8062	Hospitals
8071	Medical & dental laboratories
8099	Medical services & health practitioners, n.e.c.

Retail

5200	Home supply warehouse stores
5251	Hardware stores
5311	Department stores
5399	Miscellaneous general merchandise
5621	Women's ready-to-wear stores
5651	Family clothing stores
5655	Sports & riding apparel stores
5661	Shoe stores
5691	Men's & women's clothing stores
5699	Miscellaneous apparel & accessory shops
5712	Furniture & home furnishings
5722	Household appliance stores
5732	Electronics stores
5941	Sporting goods stores
5942	Book stores
5943	Stationery, office & school supplies
5944	Jewelry, watches & silverware
5947	Gift, card, novelty & souvenir shops
5948	Leather goods & luggage stores
5964	Direct marketing — catalog merchants
5969	Direct marketing, n.e.c.
5995	Pet shops, pet food & supplies
5999	Miscellaneous & specialty retail

Services

7299	Miscellaneous personal services, n.e.c.
7311	Advertising services
7392	Management, consulting & PR services
7399	Business services, not elsewhere classified
8999	Professional services, not elsewhere classified

Transport

4111	Local & suburban commuter passenger transport
4121	Taxicabs & limousines (incl. ride-hailing)
4784	Tolls & bridge fees
5541	Service stations (fuel)
7523	Parking lots, meters & garages

Travel

3000–3299	Airline (carrier-specific code)
3500–3999	Lodging / hotel (chain-specific code)
4511	Airlines & air carriers, n.e.c.
4722	Travel agencies & tour operators
7011	Lodging — hotels, motels & resorts

Utilities & telco

4814	Telecommunication services
4899	Cable, satellite & other pay TV / radio
4900	Utilities — electric, gas, water, sanitary