Credit Card Fees

167 cards from 15 Philippine banks. Newest source checked 2026-10-02. Always confirm with the bank before deciding.

Card ▲	Annual Fee ▲	Supplementary Fee ▲	Foreign Transaction ▲	Cross-border Fee ▲	Late Fee ▲	Overlimit Fee ▲	Quasi-cash Fee ▲	Card Replacement Fee ▲	Installment Pretermination Fee ▲	Multiple Payment Fee ▲
AUB Easy Mastercard https://online.aub.ph/creditcards/feesAndCharges Last checked: 22-Sep-2026	Free	—	2.5%	1%	₱1,000	—	—	₱500	₱500 or 5%	—
AUB Classic Mastercard https://online.aub.ph/creditcards/feesAndCharges Last checked: 22-Sep-2026	Free	Free	2.5%	1%	₱1,000	—	—	₱500	₱500 or 5%	—
AUB Gold Mastercard https://online.aub.ph/creditcards/feesAndCharges Last checked: 22-Sep-2026	Free	Free	2.5%	1%	₱1,000	—	—	₱500	₱500 or 5%	—
AUB Platinum Mastercard https://online.aub.ph/creditcards/feesAndCharges Last checked: 22-Sep-2026	Free	Free	2.5%	1%	₱1,000	—	—	₱500	₱500 or 5%	—
BankCom Classic Mastercard https://www.bankcom.com.ph/personal/credit-cards/ Last checked: 21-Sep-2026	₱1,500	₱750	2.5%	—	₱1,000	₱700	5%	₱500	₱1,000	₱50
BankCom Gold Mastercard https://www.bankcom.com.ph/personal/credit-cards/ Last checked: 21-Sep-2026	₱3,000	₱1,500	2.5%	—	₱1,000	₱700	5%	₱500	₱1,000	₱50
BankCom Platinum Mastercard https://www.bankcom.com.ph/personal/credit-cards/ Last checked: 21-Sep-2026	₱4,000	₱2,000	1.5%	—	₱1,000	₱700	5%	₱500	₱1,000	₱50
BankCom World Mastercard https://www.bankcom.com.ph/personal/credit-cards/ Last checked: 21-Sep-2026	₱5,000	₱2,500	1.5%	—	₱1,000	₱700	5%	₱500	₱1,000	₱50
BankCom Cash Installment Card https://www.bankcom.com.ph/personal/credit-cards/ Last checked: 21-Sep-2026	₱2,400	—	2.5%	—	₱1,000	₱700	5%	₱500	₱1,000	₱50
BPI Signature Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱5,500	₱2,750	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
Robinsons Cashback Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱2,500	₱1,250	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Platinum Rewards Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱4,000	₱2,000	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Gold Rewards Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱2,250	₱1,125	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Amore Cashback Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱2,050	₱1,025	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Rewards Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱1,550	₱775	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
Petron BPI Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱1,550	₱775	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Edge Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱1,320	₱660	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Family Credit Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱1,350	₱675	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Corporate Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱1,700	—	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI eCredit Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	Free	Free	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Omni Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	₱3,000	₱1,500	1.85%	1%	₱850	—	—	₱400	₱550 + 2%	—
BPI Free+ Card https://www.bpi.com.ph/personal/cards/credit-cards/rates-and-fees Last checked: 20-Sep-2026	Free	Free	3%	1%	₱850	—	—	₱400	₱550 + 2%	—
Velvet Visa Signature https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	₱3,500	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Destinations World https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	₱6,000	Free	1.7%	1.7%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Destinations World Dollar https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	$100	Free	1.7%	—	$15	$10	$4	$10	$10 or 5%	—
World https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	₱6,000	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Destinations Platinum https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	₱4,000	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Platinum https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	₱3,500	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Cash Rewards https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	₱3,588	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Freedom https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	Free	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Prime https://www.chinabank.ph/credit-cards-fees-charges Last checked: 02-Oct-2026	₱1,500	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
CBC @home Visa Platinum https://www.chinabank.ph/at-home-fees-and-charges Last checked: 02-Oct-2026	₱3,000	Free	2.5%	2.5%	₱750	₱500	₱200	₱500	₱500 or 5%	₱50
Wealth World Elite Mastercard https://www.chinabank.ph/wealth-world-elite-fees-and-charges Last checked: 02-Oct-2026	Free	—	1.7%	1.7%	₱1,000	₱500	₱200	₱7,000	₱500 or 5%	₱50
Standard / Classic / Lucky Cat https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/FC-CORE.pdf Last checked: 02-Oct-2026	₱1,800	₱900	1.5%	1%	₱850	—	—	₱400	₱500 or 5%	—
ShopMore Mastercard https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/FC-CORE.pdf Last checked: 02-Oct-2026	₱1,800	₱900	1.5%	1%	₱850	—	—	₱400	₱500 or 5%	—
Bench Mastercard https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/FC-CORE.pdf Last checked: 02-Oct-2026	₱2,400	₱1,200	1.5%	1%	₱850	—	—	₱400	₱500 or 5%	—
Gold Cards¹ https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/FC-CORE.pdf Last checked: 02-Oct-2026	₱2,400	₱1,200	1.5%	1%	₱850	—	—	₱400	₱500 or 5%	—
Diners Club International https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/FC-CORE.pdf Last checked: 02-Oct-2026	₱3,000	₱1,500	1.5%	1%	₱850	—	—	₱400	₱500 or 5%	—
Blue from American Express https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/AMEX-FC.pdf Last checked: 02-Oct-2026	₱1,800	₱900	2.5%	—	₱850	—	—	₱400	₱500 or 5%	—
American Express Cashback Credit Card https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/AMEX-FC.pdf Last checked: 02-Oct-2026	₱3,000	₱1,500	2.5%	—	₱850	—	—	₱400	₱500 or 5%	—
American Express Explorer™ Credit Card https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/AMEX-FC.pdf Last checked: 02-Oct-2026	₱4,000	₱2,000	1.85%	—	₱850	—	—	₱400	₱500 or 5%	—
American Express Platinum Credit Card https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/AMEX-FC.pdf Last checked: 02-Oct-2026	₱5,000	₱2,500	1.85%	—	₱850	—	—	₱400	₱500 or 5%	—
American Express Gold Card https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/AMEX-FC.pdf Last checked: 02-Oct-2026	—	—	1.85%	—	$20	—	—	$10	$10 or 5%	—
Platinum Card https://www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/AMEX-FC.pdf Last checked: 02-Oct-2026	—	—	1.85%	—	$20	—	—	$10	$10 or 5%	—
HSBC Red Mastercard https://www.hsbc.com.ph/content/dam/hsbc/ph/docs/credit-card-fees-and-charges.pdf Last checked: 30-Sep-2026	₱2,500	₱1,250	3.5%	1%	₱1,500	₱800	—	₱400	₱500	—
HSBC Gold Visa Cash Back https://www.hsbc.com.ph/content/dam/hsbc/ph/docs/credit-card-fees-and-charges.pdf Last checked: 30-Sep-2026	₱2,500	₱1,250	3.5%	1%	₱1,500	₱800	—	₱400	₱500	—
HSBC Live+ Credit Card https://www.hsbc.com.ph/content/dam/hsbc/ph/docs/credit-card-fees-and-charges.pdf Last checked: 30-Sep-2026	₱5,000	₱2,500	3.5%	1%	₱1,500	₱800	—	₱400	₱500	—
HSBC Premier Mastercard https://www.hsbc.com.ph/content/dam/hsbc/ph/docs/credit-card-fees-and-charges.pdf Last checked: 30-Sep-2026	Free	Free	3.5%	1%	₱1,500	₱800	—	₱400	₱500	—
HSBC Premier Travel Card https://www.hsbc.com.ph/content/dam/hsbc/ph/docs/credit-card-fees-and-charges.pdf Last checked: 30-Sep-2026	₱12,500	Free	0.99%	1%	₱1,500	₱800	—	₱1,500	₱500	—
Equicom Gold Credit Card https://www.equicomsavings.com/wp-content/uploads/2018/12/CREDIT-CARD-RATES-AND-FEES-November-2023.pdf Last checked: 01-Oct-2026	₱2,000	₱1,000	2%	2%	₱500 or 6%	—	—	₱400	₱500 or 5%	—
Equicom Classic Credit Card https://www.equicomsavings.com/wp-content/uploads/2018/12/CREDIT-CARD-RATES-AND-FEES-November-2023.pdf Last checked: 01-Oct-2026	₱1,000	₱500	2%	2%	₱500 or 6%	—	—	₱400	₱500 or 5%	—
Maybank Classic https://www.maybank.com.ph/en/personal/cards/credit-cards/fees-charges.html Last checked: 29-Sep-2026	₱2,000	₱1,000	3%	—	₱850	₱750	—	₱400	₱500 or 5%	—
Maybank Gold https://www.maybank.com.ph/en/personal/cards/credit-cards/fees-charges.html Last checked: 29-Sep-2026	₱2,500	₱1,500	2.5%	—	₱850	₱750	—	₱400	₱500 or 5%	—
Maybank Platinum https://www.maybank.com.ph/en/personal/cards/credit-cards/fees-charges.html Last checked: 29-Sep-2026	₱3,500	₱1,750	1.8%	—	₱850	₱750	—	₱400	₱500 or 5%	—
Maybank Visa Infinite https://www.maybank.com.ph/en/personal/cards/credit-cards/fees-charges.html Last checked: 29-Sep-2026	Free	Free	1.75%	—	₱850	₱750	—	₱400	₱500 or 5%	—
Metrobank Titanium Mastercard https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱2,500	₱1,500	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Rewards Plus Visa https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱2,500	₱1,500	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Toyota Card https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱2,500	₱1,250	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Toyota Platinum Card https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱2,800	₱1,400	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Cashback Visa https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱3,500	₱1,750	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Platinum Mastercard https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱5,000	₱2,500	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Travel Platinum Visa https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱5,000	₱2,500	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Femme Signature Visa https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱5,000	₱2,500	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank World Mastercard https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱6,000	₱3,000	1.85%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
PSBank Credit Mastercard https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	Free	Free	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank M Free Mastercard https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	Free	Free	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Travel Signature Visa https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱5,500	₱2,750	1.68%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
Metrobank Dollar Mastercard https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	$80	$40	—	—	$20	$15	5%	$10	—	—
Metrobank ICON https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱28,000	₱14,000	1%	1%	₱1,000	₱750	5%	₱6,500	₱550 or 5%	—
Metrobank Hype https://www.metrobank.com.ph/articles/credit-card-rates-and-fees Last checked: 02-Oct-2026	₱1,500	₱800	3.5%	1%	₱1,000	₱750	5%	₱400	₱550 or 5%	—
PNB Visa Classic https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱300	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Visa Gold https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱600	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Mabuhay Miles NOW Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱1,000	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Essentials Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱1,200	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Alturas Visa https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱1,200	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Cashback Titanium Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱2,500	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Platinum Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱3,000	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Mabuhay Miles Platinum Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱3,000	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Diamond UnionPay https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱3,000	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB LSGHAA Platinum Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱3,000	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB JCB Platinum https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱3,000	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB Mabuhay Miles World Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱6,000	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
PNB World Elite Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	₱50,000	₱25,000	2.5%	—	₱1,000	₱500	—	₱17,500	₱500 or 5%	₱40
PNB Ze-Lo Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	Free	Free	2.5%	—	—	—	—	₱400	₱500 or 5%	₱40
PNB Cart Mastercard https://www.pnb.com.ph/card/ Last checked: 27-Sep-2026	Free	Free	2.5%	—	₱1,000	₱500	—	₱400	₱500 or 5%	₱40
RCBC Visa Infinite https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱6,000	₱3,000	3.5%	2.25%	₱1,000	₱600	5%	₱1,000	₱500 or 5%	—
RCBC World Mastercard https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱6,000	Free	3.5%	2.25%	₱1,000	₱600	5%	₱1,000	₱500 or 5%	—
RCBC Visa Infinite (Dollar) https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	$120	$60	3.5%	2.25%	$20	$12	5%	$10	₱500 or 5%	—
RCBC Airmiles Visa Signature https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱5,500	₱2,750	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Visa Platinum https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱5,000	₱2,500	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Black Platinum Mastercard (Peso) https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,600	Free	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Black Platinum Mastercard (Dollar) https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	$100	Free	3.5%	2.25%	$20	$12	5%	$10	₱500 or 5%	—
RCBC Diamond Platinum Mastercard https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱2,500	Free	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC JCB Platinum https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,600	Free	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Hexagon Club Priority https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	Free	Free	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Hexagon Club Privilege https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	Free	Free	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC UnionPay Diamond https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,000	Free	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC YGC Rewards Plus Black Platinum https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,600	Free	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC YGC Rewards Plus Visa Gold https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,000	₱1,500	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC YGC Rewards Plus Visa Classic https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱1,500	₱750	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Flex Visa Gold https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,000	₱1,500	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Flex Visa https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱1,500	₱750	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Gold JCB https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,000	₱1,500	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Gold Mastercard https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,000	₱1,500	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Classic JCB https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱1,500	₱750	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Classic Mastercard https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱1,500	₱750	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC AirAsia Platinum https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱4,800	₱2,400	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC AirAsia Classic https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱3,600	₱1,800	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC ZALORA Credit Card https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱4,000	₱2,000	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Landmark Anson's Mastercard https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱960	₱480	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC MANGO Mastercard https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱1,200	₱900	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Corporate Card (Peso) https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	₱1,500	—	3.5%	2.25%	₱1,000	₱600	5%	₱500	₱500 or 5%	—
RCBC Corporate Card (Dollar) https://rcbccredit.com/card-fees-and-charges Last checked: 26-Sep-2026	$35	—	3.5%	2.25%	$20	$12	5%	$10	₱500 or 5%	—
Security Bank Wave Mastercard https://www.securitybank.com/personal/credit-cards/ Last checked: 18-Sep-2026	Free	Free	2.5%	1.5%	₱1,000	₱500	—	₱400	5%	—
Security Bank Classic Mastercard https://www.securitybank.com/personal/credit-cards/ Last checked: 18-Sep-2026	₱2,000	₱1,000	2.5%	1.5%	₱1,000	₱500	—	₱400	5%	—
Security Bank Complete Cashback Platinum https://www.securitybank.com/personal/credit-cards/ Last checked: 18-Sep-2026	₱3,000	₱1,500	2.5%	1.5%	₱1,000	₱500	—	₱400	5%	—
Security Bank Gold Mastercard https://www.securitybank.com/personal/credit-cards/ Last checked: 18-Sep-2026	₱2,500	₱1,500	2.5%	1.5%	₱1,000	₱500	—	₱400	5%	—
Security Bank Next Titanium Mastercard https://www.securitybank.com/personal/credit-cards/ Last checked: 18-Sep-2026	Free	Free	2.5%	1.5%	₱1,000	₱500	—	₱400	5%	—
Security Bank Platinum Mastercard https://www.securitybank.com/personal/credit-cards/ Last checked: 18-Sep-2026	₱4,000	₱2,500	2.5%	1.5%	₱1,000	₱500	—	₱400	5%	—
Security Bank World Mastercard https://www.securitybank.com/personal/credit-cards/ Last checked: 18-Sep-2026	₱5,000	₱2,500	2.5%	1.5%	₱1,000	₱500	—	₱400	5%	—
UnionBank Visa Classic https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱1,500	₱750	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Visa Gold https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,500	₱1,250	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Visa Platinum (starting with 462267) https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱3,000	₱1,500	2%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Gold Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,500	₱1,250	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Platinum Mastercard (starting with 530220) https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱3,000	₱1,500	2%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Miles+ Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱3,000	₱1,500	2%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank PlayEveryday https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱1,500	₱750	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Lazada Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱3,000	₱1,500	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Cebu Pacific Gold https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱3,000	₱1,500	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Cebu Pacific Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱5,000	₱2,500	2%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Go Rewards Gold https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱3,000	₱1,500	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Go Rewards Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱5,000	₱2,500	2%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
Corporate Cards https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱1,500	—	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Miles+ Classic https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱1,500	₱750	3%	1%	₱1,500	₱500	5%	₱400	₱500 or 5%	—
UnionBank Rewards Visa Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,500	₱1,250	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Rewards Platinum Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,500	₱1,250	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Cash Back Visa Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱4,500	₱2,250	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Cash Back Titanium Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱4,500	₱2,250	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Miles+ Visa Signature https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱5,000	₱2,500	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Miles+ World Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱5,000	₱2,500	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Visa Platinum (starting with 453248) https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱5,000	₱2,500	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Platinum Mastercard (starting with 552097) https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱5,000	₱2,500	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Reserve Visa Infinite https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱12,000	₱6,000	1%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Reserve World Elite Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱12,000	₱6,000	1%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank S&R Visa Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	Free	Free	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Shell Power Visa Gold https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,500	₱1,200	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Shell Power Visa Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,800	₱1,400	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Mercury Drug Visa Gold https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,000	₱900	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank Grab Platinum Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	₱2,500	₱1,250	3.53%	1%	₱1,500	₱1,500	5%	₱400	₱300 4%	—
UnionBank U Platinum Mastercard https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	Free	Free	3.53%	1%	—	—	5%	₱400	₱300 4%	—
UnionBank U Visa Platinum https://www.unionbankph.com/cards-fees Last checked: 25-Sep-2026	Free	Free	3.53%	1%	—	—	5%	₱400	₱300 4%	—
EastWest Priority Visa Infinite https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	Free	Free	1.7%	1.7%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Platinum Mastercard https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	Free	Free	2.5%	2.5%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Gold https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱2,500	₱1,250	2.5%	2.5%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Practical Mastercard https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱1,400	₱700	3%	3%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Visa Platinum https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱4,000	₱2,000	2.5%	2.5%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Singapore Airlines KrisFlyer Platinum Mastercard https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱4,000	₱2,000	1.7%	1.7%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Singapore Airlines KrisFlyer World Mastercard https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱5,000	₱2,500	1.7%	1.7%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest EveryDay Titanium Mastercard https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱2,800	₱1,400	3%	3%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Dolce Vita Titanium Mastercard https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱2,000	₱1,000	2.5%	2.5%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Privilege https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱1,500	₱750	3%	3%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest JCB Platinum https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱3,500	₱1,750	2%	2%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest JCB Gold https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱2,500	₱1,250	2%	2%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest Puregold Always Panalo Visa https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱1,200	₱600	3%	3%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
EastWest foodpanda Visa https://www.eastwestbanker.com/cards/credit-cards/fees-and-charges Last checked: 19-Sep-2026	₱1,200	₱600	2.5%	2.5%	₱1,500	₱800	₱300 or 5%	₱500	₱500 or 5%	₱50
Maya Black Visa Platinum https://support.maya.ph/s/article/What-are-the-fees-associated-with-my-credit-card Last checked: 30-Sep-2026	Free	—	2%	—	₱1,000	₱750	₱500 or 2.5%	₱400	—	—
Maya Landers Cashback Everywhere Visa https://support.maya.ph/s/article/What-are-the-fees-associated-with-my-credit-card Last checked: 30-Sep-2026	Free	—	2%	—	₱1,000	₱750	₱500 or 2.5%	₱400	—	—