Merchant Category Codes

Crowdsourced PH Merchants. Treat it as a hint only, not a guarantee!

What is MCC: According to Visa, Mastercard, Wikipedia How do I know the MCC? If it's not in your statement, mobile or web banking, then you may call and try to ask your bank.

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MCC ▲

Merchant ▲

5661

Skechers

Transaction Date	MCC	Channel	Location / note
—	5661	—	—

5691

Bottega Veneta

Transaction Date	MCC	Channel	Location / note
—	5691	—	—

5691

Dior

Transaction Date	MCC	Channel	Location / note
—	5691	—	—

5691

Marks & Spencer

Transaction Date	MCC	Channel	Location / note
—	5691	—	—

5691

Penshoppe

Transaction Date	MCC	Channel	Location / note
—	5691	—	Ayala Central Bloc Cebu City

5691

Prada

Transaction Date	MCC	Channel	Location / note
—	5691	—	—

5691

Projekt 8

Transaction Date	MCC	Channel	Location / note
—	5691	—	—

5691

Trunc Ph

Transaction Date	MCC	Channel	Location / note
—	5691	—	—

5691

Zalora

Transaction Date	MCC	Channel	Location / note
—	5691	—	—

5699

BABAE Accessories

Transaction Date	MCC	Channel	Location / note
—	5699	—	—

5699

Bench

Transaction Date	MCC	Channel	Location / note
—	5699	—	—

5699

Gucci

Transaction Date	MCC	Channel	Location / note
—	5699	—	—

5699

Hermes

Transaction Date	MCC	Channel	Location / note
—	5699	—	—

5699

Penguin

Transaction Date	MCC	Channel	Location / note
—	5699	—	—

5699

Uniqlo

Transaction Date	MCC	Channel	Location / note
—	5699	—	—
2026-08-24	5699	In-store	Nuvali

5712

Ikea

Transaction Date	MCC	Channel	Location / note
—	5712	—	—

5722

Abenson

Transaction Date	MCC	Channel	Location / note
—	5722	—	—

5722

Mi Stores

Transaction Date	MCC	Channel	Location / note
—	5722	—	—

5722

Samsung Shop / Samsung.com

Transaction Date	MCC	Channel	Location / note
—	5722	—	—

5732

Dyson

Transaction Date	MCC	Channel	Location / note
—	5732	—	—

5732

Octagon Computer Superstore

Transaction Date	MCC	Channel	Location / note
—	5732	—	—

5732

Razer

Transaction Date	MCC	Channel	Location / note
—	5732	—	—

5732

Samsung Shop / Samsung.com / Power Mac Center

Transaction Date	MCC	Channel	Location / note
—	5732	—	—

5734

Bitwarden

Transaction Date	MCC	Channel	Location / note
—	5734	—	—

5734 5999

Datablitz

Transaction Date	MCC	Channel	Location / note
—	5734	—	One Bonifacio
—	5999	—	—

5734

Hostinger.com

Transaction Date	MCC	Channel	Location / note
—	5734	Online	—

5734

Lista App

Transaction Date	MCC	Channel	Location / note
—	5734	—	—

5734

OpenAI API Billing

Transaction Date	MCC	Channel	Location / note
2026-03-13	5734	—	—

5734

Scrapingfish.com

Transaction Date	MCC	Channel	Location / note
2026-05-30	5734	—	—

5812

AA BBQ

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Boy Belly

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Contis

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Dickey's - Parqal

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Dookki

Transaction Date	MCC	Channel	Location / note
—	5812	—	Gateway Mall

5812

Dr. Wine Manila

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Grifoni's / Kermit

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Lugang Cafe

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Manam Cafe

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Olivers Coffee

Transaction Date	MCC	Channel	Location / note
—	5812	—	SMC, Mandaluyong City

5812

Sentro 1771

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Starbucks Standalone Store & Starbucks Top Up

Transaction Date	MCC	Channel	Location / note
—	5812	—	—

5812

Tong Yang

Transaction Date	MCC	Channel	Location / note
—	5812	—	Ayala Malls Manila Bay

5812

Vito’s BBQ

Transaction Date	MCC	Channel	Location / note
—	5812	—	BGC

5812

Zhenbao

Transaction Date	MCC	Channel	Location / note
—	5812	—	One Bonifacio Hugh Street

5814

Angel's Pizza

Transaction Date	MCC	Channel	Location / note
—	5814	In-Store	—
—	5814	Online	—

5814

Aristocrat

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Army Navy

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Barcino

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

BIGGS DINER

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Bonchon

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Brownies Unlimited

Transaction Date	MCC	Channel	Location / note
—	5814	—	SM Calamba

5814

Buddy's

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Burger Bar

Transaction Date	MCC	Channel	Location / note
—	5814	—	Cebu City

5814

Burger King

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Cafe Dulcinea

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

California Pizza Kitchen

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Candid Coffee

Transaction Date	MCC	Channel	Location / note
—	5814	—	Shangri-la Plaza, Mandaluyong

5814

Chikaan

Transaction Date	MCC	Channel	Location / note
—	5814	—	SM Seaside Cebu

5814

Chili's

Transaction Date	MCC	Channel	Location / note
—	5814	—	Ayala Center Cebu

5814

Chowking

Transaction Date	MCC	Channel	Location / note
—	5814	—	—
2026-08-20	5814	—	SM Sta. Rosa

5814

Coco Ichibanya

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Coffee Bean

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Dean & Deluca

Transaction Date	MCC	Channel	Location / note
—	5814	—	Cebu City

5814

Duck & Buvette

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Edna's Cakeland

Transaction Date	MCC	Channel	Location / note
—	5814	—	SAN JOSE, NE

5814

Filling Station

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Foodpanda

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Four Seasons Buffet & Hotpot

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

French Baker

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Gerry'S Grill

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Grab Food

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Grab Mart

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Grab Subscription

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Greenwich

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Ippudo

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Jiang Nan Hotpot

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Jollibee

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Kape na Pud

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Kenny Rogers

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

KFC

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

King Bee

Transaction Date	MCC	Channel	Location / note
2026-04-09	5814	—	near Paseo Sta. Rosa

5814

Kuya J

Transaction Date	MCC	Channel	Location / note
2026-08-24	5814	In-store	Solenad Nuvali

5814

Llaollao

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Mamou

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Manam

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Mang Inasal

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Mangan

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Max's

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Mcdo

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Nanyang Kopitiam

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Odd Cafe Makati

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Oedo Japanese Restaurant

Transaction Date	MCC	Channel	Location / note
—	5814	—	Sto. Domingo QC

5814

Popeyes

Transaction Date	MCC	Channel	Location / note
2026-04-18	5814	—	HK Airport

5814

Ramen Nagi

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Red Ribbon

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

S&R Pizza

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Shakeys

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Solaire Resort Food Court

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Sundays Cafe

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Texas Roadhouse

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Tokyo Tokyo

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Vikings

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Yabu

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Yakimix

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Yayoi

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Yellow Cab

Transaction Date	MCC	Channel	Location / note
2026-08-22	5814	In-store	Caltex SLEX after Mamplasan

5814

Yoshinoya

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5814

Zus Coffee - Cebu City

Transaction Date	MCC	Channel	Location / note
—	5814	—	—

5815

Envato Elements

Transaction Date	MCC	Channel	Location / note
—	5815	—	—

5815

Spotify

Transaction Date	MCC	Channel	Location / note
—	5815	—	—

5818

Airalo

Transaction Date	MCC	Channel	Location / note
—	5818	—	—

5818

Google Play

Transaction Date	MCC	Channel	Location / note
—	5818	—	—

5818

OpenAI - ChatGPT / Discord

Transaction Date	MCC	Channel	Location / note
—	5818	—	—

5818

StatusMatch.com

Transaction Date	MCC	Channel	Location / note
2026-02-22	5818	—	—

5912

Mercury Drug

Transaction Date	MCC	Channel	Location / note
—	5912	—	—

5912

MerryMart

Transaction Date	MCC	Channel	Location / note
—	5912	—	—

5912

Southstar Drug

Transaction Date	MCC	Channel	Location / note
—	5912	—	—

5912

Watsons

Transaction Date	MCC	Channel	Location / note
—	5912	—	—
2026-08-29	5912	—	SM Sta. Rosa

5941

Adidas

Transaction Date	MCC	Channel	Location / note
—	5941	—	—

5941

Decathlon

Transaction Date	MCC	Channel	Location / note
—	5941	—	—

5941

Olympic Village

Transaction Date	MCC	Channel	Location / note
—	5941	—	—

5941

Toby's

Transaction Date	MCC	Channel	Location / note
—	5941	—	—

5941

Under Armour

Transaction Date	MCC	Channel	Location / note
—	5941	—	—

5942

National Book Store

Transaction Date	MCC	Channel	Location / note
—	5942	—	—

5942

Pandayan Bookshop

Transaction Date	MCC	Channel	Location / note
—	5942	—	—

5943

Office Warehouse

Transaction Date	MCC	Channel	Location / note
—	5943	—	—

5944

Cartier

Transaction Date	MCC	Channel	Location / note
—	5944	—	—

5944

Sincere Watch

Transaction Date	MCC	Channel	Location / note
—	5944	—	—

5944

Swiss Gallery

Transaction Date	MCC	Channel	Location / note
—	5944	—	—

5947

Japan Home

Transaction Date	MCC	Channel	Location / note
—	5947	—	UP Town

5948

Anello

Transaction Date	MCC	Channel	Location / note
—	5948	—	—

5948

Rimowa

Transaction Date	MCC	Channel	Location / note
—	5948	—	—

5948

Tumi

Transaction Date	MCC	Channel	Location / note
—	5948	—	—

5964

Megasaver - Bulacan

Transaction Date	MCC	Channel	Location / note
—	5964	—	—

5995

Pet Express

Transaction Date	MCC	Channel	Location / note
—	5995	—	—

5999

All About Baking

Transaction Date	MCC	Channel	Location / note
2026-08-26	5999	—	SM Sta. Rosa

5999 5399

Amazon

Transaction Date	MCC	Channel	Location / note
—	5399	—	—
—	5999	—	—
—	5999	—	Amazon.de

5999

Baby Central

Transaction Date	MCC	Channel	Location / note
—	5999	—	—

5999

Miniso - Cebu City

Transaction Date	MCC	Channel	Location / note
—	5999	—	—

6051

Binance Card Verification

Transaction Date	MCC	Channel	Location / note
2025-12-11	6051	—	yung parang sa OTP lang, ganon..

6300

Manulife

Transaction Date	MCC	Channel	Location / note
—	6300	—	—

6300

PruLife

Transaction Date	MCC	Channel	Location / note
—	6300	—	—

6300

Sunlife

Transaction Date	MCC	Channel	Location / note
—	6300	—	—

6540

Cash In - Grab / Maya

Transaction Date	MCC	Channel	Location / note
—	6540	—	—

7011

Hampton Hilton

Transaction Date	MCC	Channel	Location / note
2026-01-20	7011	—	Bogota

7011

Klook

Transaction Date	MCC	Channel	Location / note
—	7011	—	—

7011

Sheraton Manila Bay

Transaction Date	MCC	Channel	Location / note
—	7011	—	—

7011

SOGO Hotel

Transaction Date	MCC	Channel	Location / note
—	7011	—	—

7298

JAZZS ARTISTIC

Transaction Date	MCC	Channel	Location / note
—	7298	—	Quezon City

7298

Robledo Skin Care

Transaction Date	MCC	Channel	Location / note
—	7298	—	—

7311

Facebook / Facebook Ads

Transaction Date	MCC	Channel	Location / note
—	7311	—	—

7392

Transaction Date	MCC	Channel	Location / note
—	7392	—	—

7392 7399

TAXUMO INC

Transaction Date	MCC	Channel	Location / note
—	7392	—	—
—	7399	—	—

7392

TransUnion

Transaction Date	MCC	Channel	Location / note
—	7392	—	—

7523

PSA Serbilis

Transaction Date	MCC	Channel	Location / note
—	7523	—	—

7829

YouTube Premium

Transaction Date	MCC	Channel	Location / note
—	7829	—	—

7922

SM TICKET ECOM

Transaction Date	MCC	Channel	Location / note
—	7922	Online	—

7991

GetYourGuide.com

Transaction Date	MCC	Channel	Location / note
—	7991	Online	—

7996

HK Disneyland Reservation

Transaction Date	MCC	Channel	Location / note
2026-04-12	7996	Online	—

7997

Anytime Fitness

Transaction Date	MCC	Channel	Location / note
—	7997	—	—

8043

EO - KIDS CITY PH

Transaction Date	MCC	Channel	Location / note
—	8043	—	—

8043

SARABIA OPTICAL

Transaction Date	MCC	Channel	Location / note
—	8043	—	—

8062

Qualimed

Transaction Date	MCC	Channel	Location / note
2026-08-29	8062	—	Nuvali

8071

Urban Smiles

Transaction Date	MCC	Channel	Location / note
—	8071	—	—

8099

Doctor Anywhere

Transaction Date	MCC	Channel	Location / note
—	8099	—	—

8999

Paypal Verification Code (Ex. PP*0000CODE)

Transaction Date	MCC	Channel	Location / note
—	8999	—	—

9311

Travel Tax

Transaction Date	MCC	Channel	Location / note
—	9311	—	Naia T3

9399

MyEG.ph (paid BIR -tax and SSS)

Transaction Date	MCC	Channel	Location / note
—	9399	—	—

3022

PAL (Philippine Airlines)

Transaction Date	MCC	Channel	Location / note
—	3022	—	—

3072

Cebu Pacific

Transaction Date	MCC	Channel	Location / note
—	3072	—	—

3084

EVA Airways

Transaction Date	MCC	Channel	Location / note
—	3084	—	—

3099

Cathay Pacific

Transaction Date	MCC	Channel	Location / note
—	3099	—	—
2026-06-12	3099	—	—

3100

Malaysia Airlines

Transaction Date	MCC	Channel	Location / note
—	3100	—	—

3136

Qatar Airways Overbaggage

Transaction Date	MCC	Channel	Location / note
2026-08-30	3136	In-store	NAIA T3

3545

Shangrila

Transaction Date	MCC	Channel	Location / note
—	3545	—	—

4111

Angkas

Transaction Date	MCC	Channel	Location / note
—	4111	—	—

4121

Grab Car

Transaction Date	MCC	Channel	Location / note
—	4121	—	—

4121

Green GSM

Transaction Date	MCC	Channel	Location / note
—	4121	—	—

4121

Uber

Transaction Date	MCC	Channel	Location / note
2026-04-18	4121	—	Hongkong
2026-01-21	4121	—	Peru

4511

Avianca Seat Purchase

Transaction Date	MCC	Channel	Location / note
2026-01-27	4511	—	Cusco Airport

4722

Agoda

Transaction Date	MCC	Channel	Location / note
—	4722	—	—

4722

AirAsia

Transaction Date	MCC	Channel	Location / note
—	4722	—	—

4722 7011

Airbnb

Transaction Date	MCC	Channel	Location / note
—	4722	—	—
—	7011	—	—
2026-02-28	4722	—	—

4722

BOOKING.COM

Transaction Date	MCC	Channel	Location / note
—	4722	—	—

4722

Google Inc. US

Transaction Date	MCC	Channel	Location / note
—	4722	—	—

4722

Viator.com

Transaction Date	MCC	Channel	Location / note
2025-12-11	4722	Online	—

4784

Autosweep mobile app

Transaction Date	MCC	Channel	Location / note
—	4784	—	—

4784

SMC Skyway

Transaction Date	MCC	Channel	Location / note
—	4784	—	—

4814

DITO TELECOMMUNITY CORP

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

Gigalife App

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

Globe

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

Globe Billspay

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

GOMO App

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

PLDT (4900 if Bayad)

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

SMART

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

SMART APP

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

Starlink

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4814

Zoom Subscription

Transaction Date	MCC	Channel	Location / note
—	4814	—	—

4816

Dropbox

Transaction Date	MCC	Channel	Location / note
—	4816	—	—

4816

ionos.de

Transaction Date	MCC	Channel	Location / note
2026-04-16	4816	Online	—

What the codes mean

A code is assigned by the merchant's acquirer, so it can differ per branch, per channel, and over time.

Digital & subscriptions

4816	Computer network / information services
5734	Computer software stores
5815	Digital goods — books, movies, music
5818	Digital goods — multi-category / large merchant
7829	Motion picture & video production / distribution

Dining

5812	Eating places & restaurants
5814	Fast food restaurants

Entertainment

7922	Theatrical producers & ticket agencies
7991	Tourist attractions & exhibits
7996	Amusement parks, circuses & carnivals
7997	Membership clubs — sports, recreation, athletic

Financial

4829	Money transfer
6051	Non-financial institutions — currency, money orders, cheques
6300	Insurance sales, underwriting & premiums
6540	Stored value card purchase / load (non-financial)

Government

9311	Tax payments
9399	Government services, not elsewhere classified

Groceries

5300	Wholesale clubs
5411	Grocery stores & supermarkets
5462	Bakeries
5499	Misc. food stores — convenience & specialty

Health

5912	Drug stores & pharmacies
7298	Health & beauty spas
8043	Opticians, optical goods & eyeglasses
8062	Hospitals
8071	Medical & dental laboratories
8099	Medical services & health practitioners, n.e.c.

Retail

5200	Home supply warehouse stores
5251	Hardware stores
5311	Department stores
5399	Miscellaneous general merchandise
5621	Women's ready-to-wear stores
5651	Family clothing stores
5655	Sports & riding apparel stores
5661	Shoe stores
5691	Men's & women's clothing stores
5699	Miscellaneous apparel & accessory shops
5712	Furniture & home furnishings
5722	Household appliance stores
5732	Electronics stores
5941	Sporting goods stores
5942	Book stores
5943	Stationery, office & school supplies
5944	Jewelry, watches & silverware
5947	Gift, card, novelty & souvenir shops
5948	Leather goods & luggage stores
5964	Direct marketing — catalog merchants
5995	Pet shops, pet food & supplies
5999	Miscellaneous & specialty retail

Services

7311	Advertising services
7392	Management, consulting & PR services
7399	Business services, not elsewhere classified
8999	Professional services, not elsewhere classified

Transport

4111	Local & suburban commuter passenger transport
4121	Taxicabs & limousines (incl. ride-hailing)
4784	Tolls & bridge fees
5541	Service stations (fuel)
7523	Parking lots, meters & garages

Travel

3000–3299	Airline (carrier-specific code)
3500–3999	Lodging / hotel (chain-specific code)
4511	Airlines & air carriers, n.e.c.
4722	Travel agencies & tour operators
7011	Lodging — hotels, motels & resorts

Utilities & telco

4814	Telecommunication services
4899	Cable, satellite & other pay TV / radio
4900	Utilities — electric, gas, water, sanitary