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Travel

FREE WINE at Times Mercantile

Promo ended

Get this discount for a minimum spend of PHP 4,000.

Promo Mechanics Eligible Cards Terms & Conditions Download Buttons

Promo Mechanics

PROMO HIGHLIGHTS

What is the promo offer?
Qualified cardholders can avail a FREE bottle of Fortunella Red Wine with a minimum single-receipt spend of PHP 4,000 at Times Mercantile when using their Metrobank Credit, Debit and Prepaid Cards
What are the qualified cards for the promo?
The Promo is open only to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank Prime Debit and Metrobank Prepaid cardholders in good credit standing only. The promo is not applicable to Metrobank Corporate cards, Metrobank Dollar Mastercard, and ON Virtual Mastercard cards.
When is the promo period?
Promo period is from April 1, 2026 to September 30, 2026 only.
What are the contact details and address of the merchant?

For inquiries, please contact Times Mercantile at (035) 422 8406 or Facebook page: https://www.facebook.com/TimesMercantile1964.

Times Mercantile is located at Uymatiao Building, Locsin St. Barangay 3 Dumaguete City.
How to redeem the promo?
To avail the promo, the cardholder must charge the total purchase amount to his/her qualified Metrobank card through the store’s Point-Of-Sale Terminal.
What are the terms and conditions of the promo?
- Only one (1) qualified Metrobank credit, debit or prepaid card will be accepted per cardholder, per visit, per day, even if he or she has multiple qualified Metrobank Cards.
- The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
- In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promotional freebie or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher.
- The use of the Metrobank Cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank Cards.
- Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the offer, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the offer shall be charged by Metrobank to the cardholder’s credit card account.
- Any amendment in the terms and conditions is subject to DTI approval.
- The terms and conditions governing the issuance and use of Metrobank Cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
- Any dispute concerning the products or services related to the Promo offer shall be settled directly between the cardholder and Times Mercantile with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
- In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.
- By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.
- For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.
- Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).

METROBANK CREDIT CARDS

Eligible Cards

The following cards are eligible for the promo.

Titanium Mastercard

Platinum Mastercard

Toyota Mastercard

Toyota Platinum

M Free Mastercard

World Mastercard

PSBank Credit Mastercard

Travel Signature Visa

Rewards Plus Visa

Cashback Visa

Travel Platinum Visa

Femme Signature Visa

Prime Debit Card

Prepaid Card

Terms & Conditions

Standard Terms and Conditions apply.

Per DTI Fair Trade Permit No. NOr-011, Series of 2026.
Promo Reference No. CCPD26-139

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Who doesn’t love a little surprise? Using your Metrobank credit card allows you to earn points from regular purchases, turning routine swipes into date nights, airline miles for trips, or thoughtful gifts. You also don’t need to worry about money transfers for your purchases, as you can enjoy PHP8 InstaPay fee per transaction — Metrobank's lowest rate ever.

This month of love, go ahead and buy the flowers. Make the reservation. Post the sweet photo. But when the night winds down, take a moment to talk about your future, too. Because planning your financial journey together isn’t just adulting—it’s one of the sincerest ways to say, “I’m in this with you.”

Ready to take the next step in your financial journey together? Discover Metrobank’s products and services to help you and your partner build a stronger, more secure future. Visit the Metrobank website to explore products tailored to your goals, and head to earnest.ph for practical tips on growing your finances with confidence.

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The term “Card” shall refer to any Metrobank Debit, Prepaid, and Credit Card.

The term “Third Party” shall refer to any external entity, including but not limited to payment network operators, token service providers, digital wallet providers, or other service providers engaged by Metrobank in connection with the enrollment and use of the Card or its Token

The term “Token” shall mean a unique digital identifier issued by Metrobank and/or Payment Network which replaces the Card number (Primary Account Number or PAN) for securely facilitating transactions through Wallet providers, merchant platforms, or other third-party payment services authorized by Metrobank.

The term “Tokenized Transaction” shall mean any transaction initiated and effected through the use of a Token instead of the physical Card. For all intents and purposes, a Tokenized Transaction shall be deemed equivalent to a transaction effected via your Card.

The term “Wallet” or “Digital Wallet” shall mean any third party device-based or application-based payment service (such as, but not limited to Google Pay, Apple Pay, Samsung Wallet) that stores a digitized version of your debit, prepaid, or credit card for the purpose of enabling secure, tokenized card payments in-store, online, or in-app. These Digital Wallets do not store or hold funds; they simply provide an alternative way to use your card through a digital token, subject to the rules of Metrobank, the Wallet Provider, and the relevant Payment Network.

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Metropolitan Bank & Trust Co. (Metrobank) has reduced its InstaPay transfer fee to its lowest rate ever at PHP8 per transaction starting February 1, 2026.

Metropolitan Bank & Trust Co. (Metrobank) has reduced its InstaPay transfer fee to its lowest rate ever at PHP8 per transaction starting February 1, 2026

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This sections is for Article and Promos Accordion

Accordion Item 1

The Bank upholds the highest standards of corporate governance principles that underpin the mechanism in. The Bank upholds the highest standards of corporate governance principles that underpin the mechanism in.

Accordion Item 1

No Metrobank account yet?

Open an eSavings account via the Metrobank App to enjoy these zero fees!

Terms and Conditions

The promo is available exclusively to new individual clients who register and open any savings, checking, or eSavings account for the first time with Metrobank during the Promo Period.
Clients with existing Metrobank credit card, loan, or cross-sold insurance products who do not have a Metrobank Peso Savings, Checking, or eSavings account are eligible to join the promo.
For Joint-Or/And and ‘In-trust-for’ accounts, both depositors must be new Metrobank deposit clients to qualify for the promo. Only the primary accountholder will receive the cash gift from the promo.
Payroll accounts are excluded from the promo.
Clients must use the mobile number they provided during account opening, whether via branch, Metrobank App, or Earnest App, to register for the promo.
Each client may attempt to register up to 3 times in case of an unsuccessful registration. Registration may be deemed unsuccessful or invalid due to format or system errors, including but not limited to, incorrect keywords, missing or incorrect spacing, incomplete details, or sending the required details to an incorrect registration number.
Each client can only avail of the promo once, regardless of the number of deposit accounts opened within the promo period. The account number corresponding to the last four (4) digits entered during registration, whether via SMS or the promo portal, will be used for validation of promo eligibility.
A minimum initial deposit and ADB of at least PHP 8,000 maintained for 3 consecutive months from Account Opening and Registration Period is required to qualify for the one-time cash gift. However, if the client opens an account with higher initial deposit and maintaining balance than Php 8,000, s/he must maintain the required amount to avoid charges.

The PHP 300 cash gift will be credited to the client’s account within the specified Cash Gift Crediting Dates below, provided that the 3-month ADB Maintaining Period has been completed:

Account Opening Period	Registration Period	ADB Maintaining Period	Cash Gift Crediting Date
September 18 to 30, 2026	September 18 to October 1, 2026	October 1 to December 31, 2026	On or before January 31, 2027
October 1 to 31, 2026	October 1 to November 1, 2026	November 1 to January 31, 2027	On or before February 28, 2027
November 1 to 30, 2026	November 1 to December 1, 2026	December 1 to February 28, 2027	On or before March 31, 2027
December 1 to 31, 2026	December 1 to January 1, 2027	January 1 to March 31, 2027	On or before April 30, 2027
January 1 to 31, 2027	January 1 to February 1, 2027	February 1 to April 30, 2027	On or before May 31, 2027
February 1 to 28, 2027	February 1 to March 1, 2027	March 1 to May 31, 2027	On or before June 30, 2027
March 1 to 31, 2027	March 1 to April 1, 2027	April 1 to June 30, 2027	On or before July 31, 2027

The Average Daily Balance or ADB is the average ending balance in a client’s account over a given month. It is computed by adding the ending balance for each day of the month and dividing the total by the number of days in that month.
The ADB Maintaining Period will start only after the Account Opening month has concluded.
Clients who fail to maintain the required ADB for 3 consecutive months will no longer be eligible for the cash gift.
Metrobank eSavings account must be fully verified to be eligible for the cash gift.
Clients whose eSavings accounts have failed the full verification process will be notified by Metrobank and will be asked to make a withdrawal from their deposit account before closure, if any.

If a client does not withdraw their funds before the eSavings account is closed, they can still claim the remaining balance at any Metrobank branch by presenting their eSavings account number. To arrange this, clients must first coordinate with onlineproductsupport@metrobank.com.ph and indicate their preferred Metrobank branch for the withdrawal.
The offer under this promo cannot be used in conjunction with any other ongoing Metrobank deposit promotions.
By participating in this Promo, the client agrees to follow the Promo Mechanics and these Terms and Conditions.
Clients who have registered but no longer wish to participate in the promo may reach out to the Metrobank Contact Center. Once the request is successfully processed and confirmed by SMS or email, clients will no longer receive notifications related to the promo.
All questions or disputes regarding the client’s eligibility for this promo shall be resolved by Metrobank based on these Terms and Conditions.
Any amendment to the Promo Terms and Conditions is subject to the approval of the Department of Trade and Industry (DTI). Clients will be notified of any changes through the appropriate channels.
Deposits are insured by PDIC up to P1 Million per depositor.
Metrobank is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph.

Customer Support

For questions about the promo or opt-out requests, clients may call Metrobank Contact Center at (02) 88-700-700 or domestic toll-free number at 1-800-1888-5775 or send an email to customercare@metrobank.com.ph.

Privacy Notice

Your data is in good hands. Metrobank is committed to protecting your privacy under the Data Privacy Act of 2012. We will collect and process your personal data, such as your first name, mobile number, email address, and the last four (4) digits of your account number, only to qualify you for "The Metrobank Open & Get Promo (“Promo”) ,” in line with our Privacy Policy.

Your data will be kept for the duration of one (1) year from the promo period. This Privacy Notice may be updated as needed; we'll inform you via email. Please check this page periodically for updates.

Per DTI Fair Trade Permit No. FTEB-######, Series of 2026.

Terms & Conditions

The promo is available exclusively to new individual clients who register and open any savings, checking, or eSavings account for the first time with Metrobank during the Promo Period.
Clients with existing Metrobank credit card, loan, or cross-sold insurance products who do not have a Metrobank Peso Savings, Checking, or eSavings account are eligible to join the promo.
For Joint-Or/And and ‘In-trust-for’ accounts, both depositors must be new Metrobank deposit clients to qualify for the promo. Only the primary accountholder will receive the cash gift from the promo.
Payroll accounts are excluded from the promo.
Clients must use the mobile number they provided during account opening, whether via branch, Metrobank App, or Earnest App, to register for the promo.
Each client may attempt to register up to 3 times in case of an unsuccessful registration. Registration may be deemed unsuccessful or invalid due to format or system errors, including but not limited to, incorrect keywords, missing or incorrect spacing, incomplete details, or sending the required details to an incorrect registration number.
Each client can only avail of the promo once, regardless of the number of deposit accounts opened within the promo period. The account number corresponding to the last four (4) digits entered during registration, whether via SMS or the promo portal, will be used for validation of promo eligibility.
A minimum initial deposit and ADB of at least PHP 8,000 maintained for 3 consecutive months from Account Opening and Registration Period is required to qualify for the one-time cash gift. However, if the client opens an account with higher initial deposit and maintaining balance than Php 8,000, s/he must maintain the required amount to avoid charges.

The PHP 300 cash gift will be credited to the client’s account within the specified Cash Gift Crediting Dates below, provided that the 3-month ADB Maintaining Period has been completed:

Account Opening Period	Registration Period	ADB Maintaining Period	Cash Gift Crediting Date
September 18 to 30, 2026	September 18 to October 1, 2026	October 1 to December 31, 2026	On or before January 31, 2027
October 1 to 31, 2026	October 1 to November 1, 2026	November 1 to January 31, 2027	On or before February 28, 2027
November 1 to 30, 2026	November 1 to December 1, 2026	December 1 to February 28, 2027	On or before March 31, 2027
December 1 to 31, 2026	December 1 to January 1, 2027	January 1 to March 31, 2027	On or before April 30, 2027
January 1 to 31, 2027	January 1 to February 1, 2027	February 1 to April 30, 2027	On or before May 31, 2027
February 1 to 28, 2027	February 1 to March 1, 2027	March 1 to May 31, 2027	On or before June 30, 2027
March 1 to 31, 2027	March 1 to April 1, 2027	April 1 to June 30, 2027	On or before July 31, 2027

The Average Daily Balance or ADB is the average ending balance in a client’s account over a given month. It is computed by adding the ending balance for each day of the month and dividing the total by the number of days in that month.
The ADB Maintaining Period will start only after the Account Opening month has concluded.
Clients who fail to maintain the required ADB for 3 consecutive months will no longer be eligible for the cash gift.
Metrobank eSavings account must be fully verified to be eligible for the cash gift.
Clients whose eSavings accounts have failed the full verification process will be notified by Metrobank and will be asked to make a withdrawal from their deposit account before closure, if any.

If a client does not withdraw their funds before the eSavings account is closed, they can still claim the remaining balance at any Metrobank branch by presenting their eSavings account number. To arrange this, clients must first coordinate with onlineproductsupport@metrobank.com.ph and indicate their preferred Metrobank branch for the withdrawal.
The offer under this promo cannot be used in conjunction with any other ongoing Metrobank deposit promotions.
By participating in this Promo, the client agrees to follow the Promo Mechanics and these Terms and Conditions.
Clients who have registered but no longer wish to participate in the promo may reach out to the Metrobank Contact Center. Once the request is successfully processed and confirmed by SMS or email, clients will no longer receive notifications related to the promo.
All questions or disputes regarding the client’s eligibility for this promo shall be resolved by Metrobank based on these Terms and Conditions.
Any amendment to the Promo Terms and Conditions is subject to the approval of the Department of Trade and Industry (DTI). Clients will be notified of any changes through the appropriate channels.
Deposits are insured by PDIC up to P1 Million per depositor.
Metrobank is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph.

Customer Support

Per DTI Fair Trade Permit No. FTEB-252816 Series of 2026.
Promo Reference No. CCPD26-117.

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