Get a chance to win a Luxury Trip to Japan for 2 worth P1,000,000 or P10,000 Shopping Credits with BDO JCB Credit Card!

Promo Period
September 25, 2026 to March 25, 2027

Qualified Cards 

• BDO JCB Lucky Cat 
• BDO JCB Gold 
• BDO JCB Platinum 
  

1. The Promotion is open to all BDO JCB credit cardholders whose accounts are active, current, and in good credit standing* during the Promotion Period and at the time of the Raffle Draw.
   
2. Promotion Period is from September 25, 2026 to March 25, 2027.
3. To participate, the Principal cardholder must enroll/register his/her Promo ID sent by BDO through Viber/SMS or email¹: 
   1. First Draw – until December 31, 2026
   2. Grand Draw – until March 25, 2027
      Successful enrollment of the Principal cardholder corresponds to the eligibility on earning raffle entries of the Supplementary cardholder.
      
      ¹Cardholders must ensure that their registered mobile number and email address with BDO is updated and accurate. Cardholder may call the BDO Customer Contact Center at (02) 8888-0000 to get his/her assigned Promo ID. BDO will not be responsible for non-receipt of Viber/SMS notification due to incorrect or outdated contact details.
      
4. Cardholders will automatically earn the corresponding number of raffle entry/ies based on the following conditions:
   

   

   
   
5. The following transactions are not qualified to earn e-raffle entry:  
   1. Refunded, disputed, unauthorized or fraudulent transactions. In case of reversals, only the remaining amount will be qualified to earn a raffle entry.
   2. Cash Installment and Balance Installment Programs such as Cash-It-Easy, Balance Transfer, Purchase Convert 
   3. and Balance Convert. 
   4. Finance charges and all other credit card fees and charges. 
   5. Transactions from betting/casino/gambling, money transfers, quasi cash financial institutions or cash-in to load e-wallet/prepaid cards, political organizations, transactions from trade and remittances and bail & bond payments. 
   6. Local and International Cash Advance transaction/s via ATM or over-the-counter. 
   7. Any type of Bills Payment (under auto-charge, utility/recurring bills, loan payments etc.) 
      
6. E-raffle entries earned by Supplementary Cardholders will be credited to the Principal Cardholder.
7. Transaction/s made before the registration but within the Promotion Period will be qualified to earn e-raffle entry/ies.  
8. All employees of JCB International Asia Pacific Pte. Ltd. (“JCB”), its issuing partners, BDO Unibank, Inc., East West Banking Corporation, Philippine National Bank (PNB), RCBC Bankard Services Corporation, Rizal Commercial Banking Corporation; and other promo partners namely AnyMind Philippines, Innovasia Media Enterprises, JTB Asia Pacific Phil. Corp, Hakuhodo International Philippines; Golden Pencil Manila Events and Production Inc, including their relatives up to the second degree of consanguinity or affinity are disqualified from joining the Promotion.  
9. JCB and BDO hold the right to certify eligibility of its winner/s and his/her account satisfies the criteria set in the promo mechanics. 
10. By joining this Promotion, the Cardholder confirms that he/she has read, understood, and agreed to the Promo mechanics. The Cardholder likewise agrees to the disclosure of his/her name and relevant details to the DTI for promo validation and monitoring purposes and authorizes the Bank to announce and publish his/her name should he/she be declared a winner, subject to applicable data privacy laws and regulations. 
11. The promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. 
12. All questions or disputes regarding the Cardholder's eligibility for the Promotion shall be resolved by JCB and BDO. In case of disputes relating to the Promotion, the decision of JCB and BDO shall be conclusive with approval of DTI. 
    

1. Raffle draws will be conducted using Randomizer.org at the JCB Manila Office, Makati Sky Plaza, Ayala Avenue, Makati City, by JCB, in the online presence of a DTI representative and BDO representatives.
2. Number of winners and the schedule for the First and Grand raffle draws are as follows: 
   

   

3. A Cardholder can only win once per draw date. All non-winning entries of the First Draw will be qualified in the Grand Draw. 
4. In the First Draw, if the same winner is drawn more than once, the winner will be entitled to only one (1) prize. 
5. In the Grand Draw, if the same cardholder is drawn more than once, whether from BDO or different issuing banks, the cardholder will be entitled to only one (1) prize. In such cases, the issuing bank from which the cardholder’s name was first drawn will be recognized as the winning bank, and any subsequent draw of the same cardholder will be disregarded.  
6. All prizes in the form of Shopping Credits, Cardholder’s BDO JCB Credit Card must be active and of good credit standing at the time of crediting, otherwise, the earned Shopping Credits shall be forfeited. 
7. Raffle prizes are transferable, not for sale and not convertible to cash. In the event that the winner is unable to complete the Trip to Japan for any reason, including but not limited to visa denial or personal circumstances, the winner may transfer the Trip to Japan prize to any person of his/her choice. However, the Shopping Credits included in the prize shall remain with the original winner and shall be credited to his/her BDO JCB credit card account.
   
8. The Luxury Trip is strictly non-convertible and non-substitutable. The winner shall not be permitted to downgrade, modify, or otherwise change any component of the Luxury Trip for the purpose of accommodating additional travelers. 
9. Raffle prizes exceeding P10,000 shall be subject to a 20% prize tax to be shouldered by JCB. 
10. Prizes and detailed inclusions are as follows: